💰 USDT Earn

I. Interest Accrual Rules

Annual Percentage Yield (APY)
The product’s annualized APY may be adjusted according to market conditions. The actual APY confirmed at the time of your participation shall prevail.
Interest Calculation Method
The interest accrual period starts from the participation date and ends on the maturity date.
Formula:
Reward = Principal × APY × Lock-up Period (days) / 360
(The result is rounded down to 4 decimal places)

Participation Time
Fixed-term products are open for participation on a daily basis.
Maturity Redemption
Upon maturity, manual redemption is required. The principal and rewards will be credited to your in-platform assets within 1 business day.

Application Rules
Early redemption can be applied for at any time before maturity. Once confirmed, it cannot be revoked, and no rewards will be granted.
Crediting Time
Redeemed funds will be returned to your in-platform assets within 1 business day. In case of market volatility, system congestion, or mass redemptions, the crediting time may be delayed. The actual arrival time shall prevail.
Reward and Fee Rules
- Holding Days ≤ Participation Period × 50%: No rewards will be granted, and no handling fee will be charged.
- Holding Days > Participation Period × 50%: No rewards will be granted, and a 5% handling fee will be charged.
- Formulas:
  - Reward = Principal × APY × Holding Days / 360
  - Handling Fee = Principal × Fee Rate

Free Withdrawal Fee Quota
After redemption funds are credited, a corresponding free withdrawal quota for the same currency will be automatically granted.
Formula:
Free Withdrawal Quota = Principal × Lock-up Period (days) / 360
Referral Rewards
Invite friends to participate in this earn product. After the invited user completes participation and reaches maturity, you will receive a certain percentage of their earnings as a referral commission.
Path: 【My Account】–【Referral Rewards】–【Partner】page.